Coverage Symposium

Manchester Coverage Symposium

18th November 2021

Join us at our Manchester Coverage Symposium on 18th November for a series of short topical sessions on a variety of coverage issues. This event is aimed at providing brokers with information on common coverage problems and tips on how to avoid them arising.


The Edwardian Manchester, Free Trade Hall, Peter St, Manchester M2 5GP

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2.00pm: Registration
2.30pm: Talks – part 1
3.45pm: Drinks break
4.00pm: Talks – part 2
5.00pm: Networking with drinks and nibbles

The Talks

Daniel RobinSenior Associate

A Duty to Defend? The Rights & Obligations of PI Insurers in Relation to Defending Claims and Paying Defence Costs

This session will consider whether there really is a duty to defend, as well as whether defence costs are covered if the policyholder isn’t liable to the claimant; the need for insurers’ consent to incurring costs; what constitutes “reasonable” costs; and how costs should be allocated between insured and uninsured claims.

Alex RosenfieldSenior Associate

Property insurance case study: fighting fire with fire

This session looks at a fictional case study involving a fire at a commercial property. The facts are drawn from a few of our cases, and explore coverage issues we commonly see such as breaches of security conditions, non-invalidation clauses and allegations of non-disclosure (previous bankruptcy/insolvency). The session will conclude with a round-up of our top tips for getting claims paid.

David PryceManaging Partner

Top Tips for Contractors and their Brokers

This session will cover the following:

• How to ensure that a contractor’s Public Liability policy does include cover for contractual liabilities;
• How to minimise the risk of the FCA Test Case causing contractors a problem where losses involve a mix of design and workmanship;
• How to show your client’s CAR insurer what “cost of improvement” means in LEG3;
• How to show your cladding block notification is valid.

Joanna GrantPartner

I should cocoa: insurers bound by the small print and other lessons from ABN Amro v RSA for policyholders and brokers

In this latest in a line of policyholder-friendly judgments, the ruling in ABN Amro v RSA confirmed that underwriters will be bound by the terms of policies they enter into whether they have read them or not. In this session, Joanna reviews the principles of legal construction that led to the court’s finding that the marine policy in question effectively operated to provide the equivalent of trade credit insurance. The session also covers other principles of insurance law considered by the court in its wide-ranging judgment including the scope and application of non-avoidance clauses, reasonable precautions clauses and brokers’ duties.

James BreeseSenior Associate

The Belated Demise of Orient Express v Generali, and the implications for business interruption and beyond

The FCA Test Case of 2020 was one of the most significant pieces of insurance litigation in the English courts for some time, and had an immediate impact on thousands of businesses seeking coverage of losses flowing from government-ordered closures and restrictions in response to the Covid-19 pandemic. But in overturning the notorious decision in Orient Express v Generali, the Supreme Court’s decision has far-reaching ramifications that extend beyond the coverage of Covid-19 losses. This session examines the principles set down in Orient Express, the reasons why the Supreme Court concluded that it had been wrongly decided, and the future implications of the Supreme Court’s decision for policyholders and insurers.

Please register below for this event. If you have any questions, please e-mail

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Euro Pools v RSA – diving into notification issues


30/11/2021 11:00 am

This webinar looks at the seminal Court of Appeal decision in Euro Pools v RSA, and will provide an overview of the core legal principles surrounding notifying circumstances under professional indemnity insurance policies.


Belfast Coverage Symposium

Grand Central Hotel Belfast

02/12/2021 2:00 pm

Join us at our Belfast Coverage Symposium on 2nd December for a series of short topical sessions on a variety of coverage issues. This event is aimed at providing brokers with information on common coverage problems and tips on how to avoid them arising.