Construction Risks

At Fenchurch Law, we understand the inherent complexity of construction projects, the variety of risks involved, and the role played by insurance in the allocation and management of risk exposures. Different risks are catered for by different types of insurance, which can in itself give rise to frequent overlaps, gaps in cover, and the potential for coverage disputes.

Our solicitors have extensive experience working with clients in the construction industry, and our specialist insurance lawyers are perfectly placed to advise on coverage disputes, policy wordings, claims notifications and presentations, negotiations with insurers and related recoveries.

Our Construction Risks practice area is led by Fenchurch Law founder and Managing Partner, David Pryce. David and his team of specialist and highly experienced solicitors work closely with employers, main contractors, sub-contractors, consultants, developers, local authorities, financial institutions, engineers, architects, quantity surveyors and all others involved in the domestic and international commercial construction industry, assisting policyholders to maximise the value of their insurance policies, manage risk exposures and resolve disputes on contentious claims.

Our specialist solicitors have extensive experience acting for policyholders in relation to insurance coverage disputes under a broad range of policy types, including: Contract Works, Construction All Risks, Employer’s Liability, Environmental Liability, Latent Defects, Public Liability, Professional Indemnity, Products Liability, Project Policies, and Plant & Machinery.

Our team regularly deals with insurance disputes involving “damage vs defect” issues, “design vs workmanship” issues, and the proper interpretation of defects exclusions (particularly the “DE” and “LEG” standard forms).

When serious events happen, some clients prefer to have us involved from the very start, and we provide strategic advice before a claim under a policy is made to minimise the risk of the insurer disputing cover, including providing strategic advice about how to best present claims in order to maximise policy coverage and speed up the settlement process.

Where a claim has already been declined in full or in part, our specialist insurance lawyers will initially assess the situation and provide advice on the underlying merits of a claim against the insurer. Where required, our solicitors can then provide guidance as to how best to resolve any coverage dispute. If it becomes necessary, we will then issue proceedings to compel the insurer to pay the claim.

At whatever stage of a case Fenchurch Law becomes involved, we always work proactively with all parties involved in order to achieve the most appropriate and fair solution to coverage disputes as efficiently and cost effectively as possible. We work particularly closely and collaboratively with insurance brokers, combining our legal skills with their commercial leverage to achieve the best possible outcome for every one of our clients.

Call us on +44 (020) 3058 3070 for a no-obligation chat

Relevant Construction Risk case studies

Fenchurch Law Construction Risks

Construction Risks

Advising a construction and engineering joint venture on the interpretation of a defect exclusion clause under a project CAR policy following the occurrence of damage during the construction of an…


See all case studies

Meet the Construction Risks Team

Relevant Construction Risks News

(De)sign of the Times: Blurred Lines on Build Performance Liabilities

Design requirements are at the heart of any construction contract, and the precise formulation of applicable standards is crucial to evaluation of risk. Recent trends indicate that designers in the…


Weathering the Hard Market: is your CAR Policy Watertight?

The increasing prevalence of water damage losses on construction projects, combined with hard market conditions, has led to a rise in disputes over insurance policy response for these types of…


‘Deliberate acts’ exclusion disapplied: Supreme Court decision on Public Liability

The Supreme Court has rejected attempts by an insurer to rely upon an exclusion clause under a public liability policy, in a case arising from the death of a customer following an assault by door…


Call us on +44 (020) 3058 3070 for a no-obligation chat

You may also be interested in:

Image of Fenchurch Law Brochure Cover


Our practice groups

Our people

Our clients and their brokers draw confidence from the quality of the Fenchurch Law team.